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Why not just ask your agent?
Fair question. Here is the honest answer: your agent does a lot of things well. They are just paid by the company that sells you the policy.
What each one does
6 things you want to know about your insurance, and who gives them to you.
| What you want to know | The folder in the drawerYour papers, exactly as you keep them today. | Your insurance companySees only its own policies. | Your insurance agentKnows a lot, but is paid on commission. | PolicyWalletWe are paid only by you. |
|---|---|---|---|---|
| See all your policies together | Partly | No | Partly | Yes |
| Explains what they say in plain words | No | Partly | Yes | Yes |
| Shows you what is NOT covered | No | No | Partly | Yes, with Plus |
| Finds if you are paying twice | No | No | Partly | Yes, with Plus |
| You always know when each one runs out | No | Partly | Partly | Yes |
| Earns nothing from the answer it gives | Yes | No | No | Yes |
Swipe the table sideways to see every column.
Now the fair part
A good agent is worth a lot. They know the market, they pick up the phone when you have a claim, and they have seen hundreds of cases like yours. We are not trying to replace them.
What we do is different: we give you your own picture, written in your own words, before you walk into any conversation. You go to your agent knowing what to ask.
That is why we also built tools for agents — so the two of you work together, on the same facts.
What is PolicyWallet not?
Five things we get mistaken for — and why we are something else.
An insurer's portal?
No. An insurer's portal shows you one company's policies only. We read all your policies, from any company — and no company pays us.
A price-comparison site?
No. Comparison sites sell new policies on commission. We sell no policies — we analyze the ones you already own.
A document-storage app?
No. Storage is the first minute, not the product. The product is the answer: where you are covered and where you are not.
A digital wallet?
No — despite our name. We hold no cards, money, or payments. We hold the full picture of your risk, read from your own policies.
A CRM for insurance agencies?
No. We are the policyholder's tool. Agents who work with us see a client's own wallet only if the client chooses to share it.
We are something that did not exist: the Personal Risk Intelligence Platform. We read your insurance and tell you if you are covered.
The table tells one story. Your own policy tells yours.
See if you are coveredPricing
Free for 1 policy. Upgrade whenever you need it.
Starter at €2.99/month, PolicyWallet Plus at €7.99/month with full AI analysis. Cancel anytime.
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