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Life insurance

Would the payout be enough for your loved ones?

Outstanding mortgage, family expenses, children's education: place your coverage amount next to your real obligations and see if it holds up.

Free for 3 policies. No card. Delete everything whenever you want.

A life policy is not just paper in a drawer.

Death benefit, permanent disability, serious illness, mortgage protection — four components often bought years ago and never re-read. We separate them and explain each one to you.

  • Cover against what you owe

    A sum insured set when your mortgage was new may no longer cover even the remaining loan balance today.

  • Serious illness & disability

    See whether supplementary covers pay while you are alive — or only after. That difference decides your family's income.

  • Who gets paid, at a glance

    Who receives the benefit, in what order and under which terms — recorded clearly, not buried on page 14.

Family protection

Term life · 2 dependents

Cover against what is left on the mortgageGap found
Serious illness included

Missing cover

- Permanent disability

What most people ask.

How much should a life policy pay out?

Enough to cover what losing your income would leave behind: the remaining loan, family expenses, education. The right amount is personal — which is why it belongs next to your real obligations.

What are supplementary covers in a life policy?

Benefits that pay while you are alive — such as permanent disability or serious illness. Check which ones your policy has and at what limits.

How does PolicyWallet help with life insurance?

We separate the policy's components — payout, supplementary covers, beneficiaries — and explain each one to you in plain words. We do not sell insurance and take no commission.

Browse the rest of the insurance categories.

The same analysis applies to every policy you have.

All categories
Vehicles

Motor

What the policy would pay — and roadside assistance gaps.

See the payout your policy provides and — with Family — what is missing from your roadside assistance.

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Real estate

Property

Rebuild cost and the ENFIA tax discount, at a glance.

With Family, see whether your home is insured for less than it would cost to rebuild.

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Life & Health

Health

What you pay out of pocket and where the hospital bills the insurer directly.

Know how much you will pay before you walk into a hospital, not after the bill arrives.

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Digital security

Cyber

Cover for ransomware and for your work coming to a stop.

See what your policy provides for the moment of an attack — no digging through old documents.

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Third parties

Liability

Third-party damage — with a double-coverage check.

Liability cover often already sits inside your home policy. With Family, see if you are paying for it twice.

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Legal

Legal Expenses

Lawyers and courts: what your policy pays for.

Traffic, employment and consumer disputes. See which cases are covered and which are excluded.

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Corporate

Group Health

Coordinate corporate benefits with personal coverage.

With Family, you stop double-paying for overlapping benefits. Map the blind spots between your employer plan and personal policy.

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Corporate

Group Life

Life and disability capital for every employee.

The benefit that completes the package next to group health and pension. See who is covered and for how much.

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Retirement

Group Pension

Contributions, employer match and tax deductions, made clear.

Know what happens when you leave, how much you have built up, and what tax deductions you are entitled to.

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Current category

Life

Cover amount, serious illness and mortgage protection.

See whether your life policy's capital actually covers your family and your outstanding mortgage.

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Trips

Travel

Emergency medical abroad, trip cancellation and Schengen limits.

Know what your travel policy covers — and whether limits meet visa requirements — before you fly, not at a foreign hospital.

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Future

Pension & Savings

Contributions, maturity and surrender terms without fine print.

Understand what you signed: lump sum or annuity, guaranteed component, and what an early surrender costs you.

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Marine

Boat

Mandatory liability plus hull & machinery coverage.

Liability cover is mandatory in Greek waters. See what else your policy includes before you cast off.

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Collections

Fine Art & Valuables

Each piece at its own value — and the conditions that keep it in force.

We read the schedule of items, the agreed values and the security conditions — like the alarm your policy takes for granted.

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Commercial

Business

Premises, equipment, interruption and liabilities in one view.

A business multi-risk policy has many sections. See which ones you hold and which are missing, at a glance.

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Companion animals

Pet

Is leishmaniasis covered? And which conditions are excluded?

Know exactly what's covered and what isn't before the vet hands you the bill.

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Give your family answers, not question marks.

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