“I have legal cover.” But do you know for what?
Legal expenses insurance pays for lawyers, court costs and expert witnesses — but only for the dispute categories written in your policy. See yours, not the hypothetical ones.
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The most misunderstood line of insurance in the Greek market.
It does not cover “whatever legal issue comes up”. Every plan defines dispute categories, waiting periods and cost limits. This is what the picture usually looks like:
Typically covered
Traffic disputes
Claiming compensation after an accident, defense in criminal prosecutions over traffic offenses, and appeals against fines.
Employment disputes
Disputes with your employer over wages, severance or contract terms — for employees the plan covers.
Consumer disputes
Disagreements with suppliers over defective products or services not delivered as agreed.
Common exclusions
Disputes that began before the policy
Cover applies to future disputes. Anything already underway before the start date — or during the waiting period — usually stays out.
Family and inheritance law
Divorce, custody and inheritance disputes are often excluded, or covered only as legal advice rather than court representation.
Amounts below the minimum threshold
Many plans set a minimum dispute value and a per-case cost cap. The fine print here decides everything.
Send us your policy. You will see two clear columns: what is covered and what is not. With the limits, the waiting periods and the minimum amounts, in plain words.
What most people ask.
What does legal expenses insurance cover?
Lawyer fees and court costs for disputes such as traffic, employment and consumer matters — according to each policy's terms.
Does legal expenses cover a dispute that has already started?
Usually not. The cover is for future disputes; anything that began before the start date or during the waiting period is normally excluded.
How does PolicyWallet help with legal expenses cover?
We show you clearly which cases your policy covers and which it excludes, so you know before you need a lawyer. We do not sell insurance and take no commission.
Browse the rest of the insurance categories.
The same analysis applies to every policy you have.
Motor
What the policy would pay — and roadside assistance gaps.
See the payout your policy provides and — with Family — what is missing from your roadside assistance.
Property
Rebuild cost and the ENFIA tax discount, at a glance.
With Family, see whether your home is insured for less than it would cost to rebuild.
Health
What you pay out of pocket and where the hospital bills the insurer directly.
Know how much you will pay before you walk into a hospital, not after the bill arrives.
Cyber
Cover for ransomware and for your work coming to a stop.
See what your policy provides for the moment of an attack — no digging through old documents.
Liability
Third-party damage — with a double-coverage check.
Liability cover often already sits inside your home policy. With Family, see if you are paying for it twice.
Legal Expenses
Lawyers and courts: what your policy pays for.
Traffic, employment and consumer disputes. See which cases are covered and which are excluded.
Group Health
Coordinate corporate benefits with personal coverage.
With Family, you stop double-paying for overlapping benefits. Map the blind spots between your employer plan and personal policy.
Group Life
Life and disability capital for every employee.
The benefit that completes the package next to group health and pension. See who is covered and for how much.
Group Pension
Contributions, employer match and tax deductions, made clear.
Know what happens when you leave, how much you have built up, and what tax deductions you are entitled to.
Life
Cover amount, serious illness and mortgage protection.
See whether your life policy's capital actually covers your family and your outstanding mortgage.
Travel
Emergency medical abroad, trip cancellation and Schengen limits.
Know what your travel policy covers — and whether limits meet visa requirements — before you fly, not at a foreign hospital.
Pension & Savings
Contributions, maturity and surrender terms without fine print.
Understand what you signed: lump sum or annuity, guaranteed component, and what an early surrender costs you.
Boat
Mandatory liability plus hull & machinery coverage.
Liability cover is mandatory in Greek waters. See what else your policy includes before you cast off.
Fine Art & Valuables
Each piece at its own value — and the conditions that keep it in force.
We read the schedule of items, the agreed values and the security conditions — like the alarm your policy takes for granted.
Business
Premises, equipment, interruption and liabilities in one view.
A business multi-risk policy has many sections. See which ones you hold and which are missing, at a glance.
Pet
Is leishmaniasis covered? And which conditions are excluded?
Know exactly what's covered and what isn't before the vet hands you the bill.
Learn what your policy pays before you need a lawyer.
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