Every policy, from every company, in one place — read and explained in plain language.
Free for 3 policies. No card. Delete everything whenever you want.
Or take the 6-step needs check →At a glance
AI outputs are informational support and are not professional, legal or insurance advice. Discuss any important decision with your insurance adviser.
Findings under review are not included in this summary — you see them on each policy. See the findings under review
Priorities are based on your profile and the gaps we detected — they are not a definitive risk assessment.
Sample — not a real policy
PolicyWallet reads your insurance policies — from any company — and shows you in plain language what each one covers, what it excludes, with what deductible and which waiting periods. It does not sell insurance and does not recommend products; it gives you the questions to ask your insurer.
How it works
A PDF or a photo, from any insurance company. You do not need to read it.
We find what it covers, what it does not cover, and when it runs out.
We explain in plain words what your policies cover and what may be missing.
We remind you before every expiry — and when the new policy arrives, you see what changed.
You decide. We give you the facts.
Who it is for
Whatever you are looking for, we have the answer. Pick your role and see how we help.
Individuals
No more digging through drawers. All your policies, always up to date.
GapHome: earthquake cover is missing
Example result with Family.
Agents
Bring your client's coverage into one complete view, identify gaps and overlaps, and understand what they actually need.
Example advisor screen. The names are fictional.
Whether you are insured or you insure others, the goal is the same: the right cover, at the right time.
The policy you signed last year knows nothing about the child, the new home or the new job.
You find out what it does not cover on the day you make a claim. On that day it cannot be fixed.
Two policies can cover the same thing. You pay for both of them.
At a glance
AI outputs are informational support and are not professional, legal or insurance advice. Discuss any important decision with your insurance adviser.
Findings under review are not included in this summary — you see them on each policy. See the findings under review
Priorities are based on your profile and the gaps we detected — they are not a definitive risk assessment.
Sample — not a real policy
PolicyWallet
Free for 3 policies. No card. Delete everything whenever you want.
Why now
+6,24%
health premium increase in 2024 (EDA index)
Including the age effect; excluding it, +1.25%.
Source: ELSTAT, Annual Health Premium Index 2024 · 29.07.2026
20%
ENFIA discount for insured homes
For earthquake, fire and flood cover, value up to €500,000 — 10% above. From 2025.
Source: Law 5162/2024, art. 10 — Government Gazette A΄ 198/05.12.2024 · 05.12.2024
That is why the answer you get is simply the truth about your cover.
We do not sell insurance
We are not an insurance company. We have no product to recommend to you.
We take no commission
We take no commission from any insurer. We earn nothing if you switch insurer — and nothing if you stay.
We do not sell your data
Your policies are yours. Nobody else sees them — not an insurer, not a bank — unless you choose it, separately for each document.
| What you want to know | The folder in the drawer | Your insurance company | Your insurance agent | PolicyWallet |
|---|---|---|---|---|
| Shows you what is NOT covered | No | No | Partly | Yes, with Family |
| Finds if you are paying twice | No | No | Partly | Yes |
| Earns nothing from the answer it gives | Yes | No | No | Yes |
From our guides
Full analysis, coverage gaps and reminders before something runs out. No hidden charges, cancel whenever you want.
Your fit is Plus — it holds up to 10 policies.
€0/month
To get you started
3 policies
€4.99/month
For everything in your own name
Up to 10 policies
€8.99/month
For the whole household's policies
Up to 25 policies
Want to know more about the platform, have a suggestion, or need help? Send us a message and we will get back to you shortly.
PolicyWallet is the independent personal risk intelligence platform for the Greek market. It reads your insurance and shows where you are covered and where you are not — and, with Family, what to fix first. We do not sell insurance and we take no commission.
No. We are not an insurance company, we sell no policies, and we take no commission from any company. The analysis is the same for every policy, whoever issued it — the answer you get has no reason to be biased.
Yes. Your files are stored encrypted on servers inside the European Union, and your documents are not used to train AI models. You can ask for a copy or a full deletion whenever you want.
No. Nobody sees your policies unless you explicitly choose to share them — with your own agent, for example. You give that permission and you can take it back.
Yes. We read policies from every insurance company operating in Greece, across 16 types of insurance — from car and home to health, group schemes and pets. All we need is the file.
You start free with 3 policies and full AI analysis, with no credit card. Paid plans start at €39 a year and you can cancel whenever you want.
You do not need one. PolicyWallet works completely on its own. If you later want to work with an agent, you can connect one with a single click — on the Family plan.
You get a fast, practical picture of what you are covered for and what you are not. It does not replace the policy terms or your agent — we show you what is worth checking, and you decide.