For you and your household
Bring your policies together, find dates and documents, and read the terms in plain language.
Create your accountYour wallet
Illustrative screens with fictional data
Know what your policies actually cover.
Bring together policies from different insurers. See their cover, amounts and dates in plain language.
Free for 3 policies. No card required. Upgrade when you need to.
Explore an example
From policy terms to understanding.
See an illustrative excerpt beside its explanation. Anything the document cannot establish stays open for review.
SAMPLE — NOT A REAL POLICY
What the document says
- Art. 4 — Inpatient care: up to €500,000 per year…
- Art. 7 — Deductible: see Benefits Table…
- Art. 9 — Waiting periods: 12 months for…
- Art. 12 — Exclusions: outpatient care…
What it means for you
Sample analysis complete — 4 findings.
- CoveredInpatient care: up to €500,000 a year.
- GapOutpatient care is excluded — a question for your insurer.
- Needs reviewThe deductible points to a table that is not attached. Needs review.
- Needs reviewA 12-month waiting period. Review the full terms in article 9.
Illustrative examples, not an assessment of a real policy. For advice, speak with your insurance advisor.
How it works
Four simple steps.
Upload a readable document. Keep the original to check information in the analysis.
The application organises the information it reads: cover, amounts, dates and exclusions.
See points that need checking and discussion with your adviser.
See when your policies expire. With Plus, receive reminders and see what changed when you upload a renewal.
Your policies. Your way of working.
For agents and agencies
Organise your clients, see renewals and points for review, and coordinate your team’s work.
Explore the agent appYour clients
Illustrative screens with fictional data
For the things that matter in your life.
Find the category that concerns you and see what to check in your policy.
Car
Cover, deductibles and terms for your journeys.
What to check
Home
What your policy says about your home and belongings.
What to check
Health
Benefits, exclusions and amounts you may pay yourself.
What to check
Your business
Documents and cover related to your work.
What to check
Nobody pays us to tell you a particular thing.
The reading is based on your documents. Where information is missing, we make that clear.
Your documents
Your policies do not have public links. When you open a document, your permission to access it is checked.
How they are storedThe analysis
AI analysis needs your consent. Check important information against the original document.
How analysis worksAccess to your data
The Privacy Policy explains which information we use, why we use it and what rights you have.
Read the Privacy PolicyCompare the alternatives
We do not sell insurance
We are not an insurance company. We have no product to recommend to you.
We take no commission
We take no commission from any insurer. We earn nothing if you switch insurer — and nothing if you stay.
We do not sell your data
Your data, with clear access rules.
| What you want to know | The folder in the drawer | Your insurance company | Your insurance agent | PolicyWallet |
|---|---|---|---|---|
| Shows you what is NOT covered | No | No | Partly | Yes, with Family |
| Finds if you are paying twice | No | No | Partly | Yes |
| Earns nothing from the answer it gives | Yes | No | No | Yes |
Your policies, in one place.
Choose a plan with the features you need: document organisation, analysis and reminders. Check what each includes before choosing.
Your fit is Plus — it holds up to 10 policies.
Free
€0/month
To get you started
3 policies
Plus
€4.99/month
For everything in your own name
Up to 10 policies
Family
Recommended€8.99/month
For the whole household's policies
Up to 25 policies
Common questions
What is PolicyWallet?
PolicyWallet is the independent personal risk intelligence platform for the Greek market. It reads your insurance and shows where you are covered and where you are not — and, with Family, which gaps were found and what to ask your insurance agent. We do not sell insurance and we take no commission.
Are you going to sell me insurance?
We do not sell insurance policies or receive commission from their sale. Our revenue comes from subscriptions.
Is my data safe?
Documents are stored encrypted in the EU. We ask for consent for AI analysis. Some technical providers may process data outside the EU; see our Privacy Policy and provider list.
Can my insurance company see my data?
You choose what to share with your adviser. The service also uses technical providers for storage, analysis and operation. Our Privacy Policy explains who uses which data.
Does it work with my insurance company?
Yes. We read policies from every insurance company operating in Greece, across 16 types of insurance — from car and home to health, group schemes and pets. All we need is the file.
How much does it cost?
The free plan includes up to 3 policies, with a monthly processing allowance. Features and limits vary by plan. See current prices and what each option includes on the pricing page.
What if I do not have an agent?
You can organise and read your documents without connecting an adviser. For advice about your insurance, consult a licensed professional.
How accurate is the AI analysis?
AI can make mistakes or miss information. Check amounts, exclusions and important decisions against the original policy and with your adviser.
See what your policy says. Keep your questions for your insurance agent.
Free for 3 policies. No card required. Upgrade when you need to.