Six risks, one multi-risk policy, zero ambiguity.
A small business multi-risk policy covers premises, equipment, stock, business interruption and liabilities — but not always all of them together. We show you which sections you bought and which are missing.
Free for 3 policies. No card. Delete everything whenever you want.
The sections every SME should know.
Upload your business policy and see it mapped across these categories — with limits, deductibles and gaps per section.
Business Property
Building and improvements: fire, earthquake, natural events. The foundation of every multi-risk policy.
Equipment
Machinery, computers, professional tools — insured at values that must be kept up to date.
Stock
Your shop or warehouse inventory: theft, damage, and per-location limits.
Business Interruption
If damage shuts you down for weeks, who pays the fixed costs? The section most often missing.
Liability
Damage to customers and third parties inside and outside your premises — general and professional liability.
Employer Liability
Your liability to staff for workplace accidents — critical for any business with employees.
What most people ask.
What does a business multi-risk policy cover?
Usually the premises, equipment, stock, business interruption and liabilities — but not always all of them together. Each section is bought and checked separately.
Which section is most often missing for small businesses?
Business interruption. If damage shuts the business for weeks, the fixed costs keep running — and without this section, you pay them yourself.
How does PolicyWallet help with business insurance?
We map your multi-risk policy section by section — with each one's limits and deductibles — so you can see what you bought and what is missing. We do not sell insurance and take no commission.
Browse the rest of the insurance categories.
The same analysis applies to every policy you have.
Motor
What the policy would pay — and roadside assistance gaps.
See the payout your policy provides and — with Family — what is missing from your roadside assistance.
Property
Rebuild cost and the ENFIA tax discount, at a glance.
With Family, see whether your home is insured for less than it would cost to rebuild.
Health
What you pay out of pocket and where the hospital bills the insurer directly.
Know how much you will pay before you walk into a hospital, not after the bill arrives.
Cyber
Cover for ransomware and for your work coming to a stop.
See what your policy provides for the moment of an attack — no digging through old documents.
Liability
Third-party damage — with a double-coverage check.
Liability cover often already sits inside your home policy. With Family, see if you are paying for it twice.
Legal Expenses
Lawyers and courts: what your policy pays for.
Traffic, employment and consumer disputes. See which cases are covered and which are excluded.
Group Health
Coordinate corporate benefits with personal coverage.
With Family, you stop double-paying for overlapping benefits. Map the blind spots between your employer plan and personal policy.
Group Life
Life and disability capital for every employee.
The benefit that completes the package next to group health and pension. See who is covered and for how much.
Group Pension
Contributions, employer match and tax deductions, made clear.
Know what happens when you leave, how much you have built up, and what tax deductions you are entitled to.
Life
Cover amount, serious illness and mortgage protection.
See whether your life policy's capital actually covers your family and your outstanding mortgage.
Travel
Emergency medical abroad, trip cancellation and Schengen limits.
Know what your travel policy covers — and whether limits meet visa requirements — before you fly, not at a foreign hospital.
Pension & Savings
Contributions, maturity and surrender terms without fine print.
Understand what you signed: lump sum or annuity, guaranteed component, and what an early surrender costs you.
Boat
Mandatory liability plus hull & machinery coverage.
Liability cover is mandatory in Greek waters. See what else your policy includes before you cast off.
Fine Art & Valuables
Each piece at its own value — and the conditions that keep it in force.
We read the schedule of items, the agreed values and the security conditions — like the alarm your policy takes for granted.
Business
Premises, equipment, interruption and liabilities in one view.
A business multi-risk policy has many sections. See which ones you hold and which are missing, at a glance.
Pet
Is leishmaniasis covered? And which conditions are excluded?
Know exactly what's covered and what isn't before the vet hands you the bill.
Your business has no room for “we're probably covered”.
Map your coverageFree for 3 policies. Upgrade whenever you need it.
Plus at €4.99/month, Family at €8.99/month with full AI analysis. Cancel anytime.
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