Definition
Insurance policy (asfalistirio)
An asfalistirio (insurance policy) is the document that proves your insurance contract. The insurer issues it and it sets out which risks are covered, with what limits and deductibles, what is excluded, plus the duration, the premium and the details of the parties.
Also known as: Policy document
A policy is not a brochure; it is the text that counts when you make a claim. The most important information is rarely on the first page: exclusions, deductibles and claim deadlines usually sit in the general and special terms.
A typical policy has the schedule of cover (what is covered and up to what amount), the terms (how and when cover applies) and the contract details (number, duration, premium). Reading them once, calmly, costs less than discovering them after a loss.
In your own policy, start from the schedule of cover and then read the exclusions — that is where what is NOT paid appears. Upload the PDF to PolicyWallet to see coverages, exclusions, limits and dates in plain language, without hunting through the fine print.
Upload your policy — free analysisFrequently asked questions
What is the difference between the policy and the insurance?
The insurance is the agreement; the asfalistirio is the document that proves it and sets out its terms.
Is a digital policy as valid as a printed one?
Yes. An electronically issued policy has the same force as a printed one, as long as the insurer issues it.
Related
Educational content, not insurance advice. PolicyWallet explains what the term means and helps you find it in your own document — it does not assert what your policy covers.