Definition
Endorsement (prostheti praxi)
An endorsement (prostheti praxi) is a document that amends your policy during its term — adding or removing a cover, changing a limit or the sum insured, or correcting details. It becomes part of the contract and prevails over the original terms it changes. Keep every endorsement together with your policy.
Also known as: Rider / amendment
An endorsement is how a policy changes without a whole new one being issued: you add a driver, increase the sum insured after a renovation, correct an address. Because it prevails over the original terms, a missing endorsement can mean you are reading the wrong version of your own cover.
In your own policy, check for any endorsements or riders with a later date — these prevail over the original terms. Keep them all together. In PolicyWallet you can upload endorsements too, so your coverage picture stays current.
Upload your policy — free analysisFrequently asked questions
Does an endorsement override the original terms?
Yes, for whatever it changes. That is why you should read it together with the policy, not on its own.
Do I pay for an endorsement?
It depends on the change. Increasing cover may change the premium; correcting details usually does not. Ask your insurer.
Related
Educational content, not insurance advice. PolicyWallet explains what the term means and helps you find it in your own document — it does not assert what your policy covers.