What does your employer's plan cover, and what does your own policy add?
View the benefits of both plans together. They may cover common expenses or complement one another.
Free for 3 policies. No card required. Upgrade when you need to.
How do the two policies work together?
Two policies may cover the same expense under different terms. Check what each pays and discuss with your insurance advisor whether one complements the other.
Family coverage
See where children and family members are covered, with clear limits for each of them.
Supplementary benefits
See when the group plan pays the share you would otherwise pay out of pocket.
Group health
Example Company Ltd
Family maximum
Your own share was covered
The group plan covers €1,500 of the €1,500 you would pay yourself
Common questions: Group Health
What is a group health policy?
Health cover an employer provides to all employees. It often covers family members too, with its own limits and terms.
Do I need a personal policy if I have a group plan at work?
It depends on what the group plan covers. The group plan stops when you change jobs, and its limits may not be enough — which is why it pays to look at the two together.
How does PolicyWallet help with group health?
See what your group and individual insurance say. Confirm with your adviser how they work together before changing any cover.
Browse the rest of the insurance categories.
See how we read documents in each category.
Motor
What the policy would pay — and roadside assistance gaps.
See the cover, limits and your share of a claim. Payment depends on the terms and the circumstances.
Property
Rebuild cost and the ENFIA tax discount, at a glance.
With Family, see whether your home is insured for less than it would cost to rebuild.
Health
What you pay out of pocket and where the hospital bills the insurer directly.
Find limits, exclusions and your share of expenses. Seek confirmation before planned hospital treatment.
Cyber
Cover for ransomware and for your work coming to a stop.
See what your policy provides for the moment of an attack — no digging through old documents.
Liability
Third-party damage — with a double-coverage check.
Review group and individual insurance together and ask how their benefits work together.
Legal Expenses
Lawyers and courts: what your policy pays for.
Traffic, employment and consumer disputes. See which cases are covered and which are excluded.
Group Health
Coordinate corporate benefits with personal coverage.
Similar cover does not always mean unnecessary cost. Check how benefits work together before making changes.
Group Life
Life and disability capital for every employee.
The benefit that completes the package next to group health and pension. See who is covered and for how much.
Group Pension
Contributions, employer match and tax deductions, made clear.
Know what happens when you leave, how much you have built up, and what tax deductions you are entitled to.
Life
Cover amount, serious illness and mortgage protection.
See whether your life policy's capital actually covers your family and your outstanding mortgage.
Travel
Emergency medical abroad, trip cancellation and Schengen limits.
Know what your travel policy covers — and whether limits meet visa requirements — before you fly, not at a foreign hospital.
Pension & Savings
Contributions, maturity and surrender terms without fine print.
Understand what you signed: lump sum or annuity, guaranteed component, and what an early surrender costs you.
Boat
Mandatory liability plus hull & machinery coverage.
Liability cover is mandatory in Greek waters. See what else your policy includes before you cast off.
Fine Art & Valuables
Each piece at its own value — and the conditions that keep it in force.
We read the schedule of items, the agreed values and the security conditions — like the alarm your policy takes for granted.
Business
Premises, equipment, interruption and liabilities in one view.
A business multi-risk policy has many sections. See which ones you hold and which are missing, at a glance.
Pet
Is leishmaniasis covered? And which conditions are excluded?
Know exactly what's covered and what isn't before the vet hands you the bill.
See what your employer already covers.
Upload your group policyFree for 3 policies. Upgrade whenever you need it.
Plus at €4.99/month, Family at €8.99/month, depending on your plan. Cancel anytime.
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