What can't be replaced is insured by name and value.
Artworks and valuables are insured item by item, at agreed values — and the cover often rests on security conditions that have to be kept. We read your policy and show you the schedule of items, the values and its conditions.
Free for 3 policies. No card. Delete everything whenever you want.
A collection is not one amount — it's a list.
A fine art policy lists each piece separately, at its own value, and ties the cover to conditions about where it is kept. We split it into clean cards — items, values, conditions.
Schedule of items & values
See every insured piece with its agreed value and the overall limit — exactly as the policy states them.
Security conditions
An alarm linked to a monitoring centre, protected openings: often conditions of cover, not suggestions. We surface them so you know what has to be kept.
Optional covers
Earthquake is often offered as optional — and "all risks" does not include it unless it was taken. We show what has been activated and what has not.
Where the cover applies
Cover is usually tied to the premises the policy names. See what yours says before a piece travels to an exhibition or a restorer.
Collection of 4 works
Total value €28,000 · In force
Not taken
- Earthquake — optional cover, see the Special Agreements
What most people ask.
Isn't home contents insurance enough for artworks?
Usually not. Contents policies cap individual valuable items at a low per-item limit, so a painting or piece of jewellery is paid out well below its worth. Fine art insurance declares each item separately, at its own value.
What does "agreed value" mean?
That the payout for each piece is fixed in the policy in advance, instead of being valued at market price at the time of loss. That is why the schedule of items and its values need to stay current.
How does PolicyWallet help with fine art insurance?
You send us the policy and we read the schedule of items, the values, the deductible and the security conditions — like the alarm the policy requires — plus whether optional covers such as earthquake were taken. Free for 3 policies, no card.
Browse the rest of the insurance categories.
The same analysis applies to every policy you have.
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See the payout your policy provides and — with Family — what is missing from your roadside assistance.
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Rebuild cost and the ENFIA tax discount, at a glance.
With Family, see whether your home is insured for less than it would cost to rebuild.
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What you pay out of pocket and where the hospital bills the insurer directly.
Know how much you will pay before you walk into a hospital, not after the bill arrives.
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Cover for ransomware and for your work coming to a stop.
See what your policy provides for the moment of an attack — no digging through old documents.
Liability
Third-party damage — with a double-coverage check.
Liability cover often already sits inside your home policy. With Family, see if you are paying for it twice.
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Traffic, employment and consumer disputes. See which cases are covered and which are excluded.
Group Health
Coordinate corporate benefits with personal coverage.
With Family, you stop double-paying for overlapping benefits. Map the blind spots between your employer plan and personal policy.
Group Life
Life and disability capital for every employee.
The benefit that completes the package next to group health and pension. See who is covered and for how much.
Group Pension
Contributions, employer match and tax deductions, made clear.
Know what happens when you leave, how much you have built up, and what tax deductions you are entitled to.
Life
Cover amount, serious illness and mortgage protection.
See whether your life policy's capital actually covers your family and your outstanding mortgage.
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Emergency medical abroad, trip cancellation and Schengen limits.
Know what your travel policy covers — and whether limits meet visa requirements — before you fly, not at a foreign hospital.
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Contributions, maturity and surrender terms without fine print.
Understand what you signed: lump sum or annuity, guaranteed component, and what an early surrender costs you.
Boat
Mandatory liability plus hull & machinery coverage.
Liability cover is mandatory in Greek waters. See what else your policy includes before you cast off.
Fine Art & Valuables
Each piece at its own value — and the conditions that keep it in force.
We read the schedule of items, the agreed values and the security conditions — like the alarm your policy takes for granted.
Business
Premises, equipment, interruption and liabilities in one view.
A business multi-risk policy has many sections. See which ones you hold and which are missing, at a glance.
Pet
Is leishmaniasis covered? And which conditions are excluded?
Know exactly what's covered and what isn't before the vet hands you the bill.
Your collection, with its conditions in the light.
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